Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is a specialized insurance agency dedicated exclusively to serving the unique needs of contractors operating right here in the Phoenix area.
At The Contractor's Choice, we understand the distinct challenges and risks faced by construction professionals, subcontractors, and other building trade businesses in this specific region. Our mission is simple: to provide tailored insurance solutions that offer peace of mind, allowing you to focus on building a successful and resilient contracting business right here in Phoenix.
Being based right here in Phoenix means we have an intimate understanding of the local market, regulatory environment, and the specific types of risks contractors encounter while working on projects within Maricopa County. We leverage this local knowledge to craft insurance packages that are not only compliant but also strategically designed to protect your investment and safeguard your reputation.
Our team at The Contractor's Choice is committed to providing personalized service. We don't offer generic insurance; we offer insurance crafted for you. We take the time to understand your specific contracting operations, the types of projects you undertake, the equipment you utilize, and the valuable employees you rely upon. This deep understanding allows us to identify potential risks and ensure your coverage is comprehensive and cost-effective.
Whether you are a seasoned contractor managing multi-million dollar commercial projects or a growing business handling smaller residential builds, our expertise covers the spectrum. We specialize in a range of insurance products crucial for contractors operating in the Phoenix area:
General Liability Insurance: Protects your business from claims of bodily injury, property damage, or personal injury that may occur on your job sites or due to your business operations within the Phoenix community.
Commercial Property Insurance: Safeguards your business premises, equipment, tools, and materials against damage from events like fire, windstorms, vandalism, or other perils common in Arizona.
Workers' Compensation Insurance: Essential coverage to protect your employees and your business finances in the event of work-related injuries or illnesses, providing medical benefits and wage replacement.
Commercial Auto Insurance: Tailored coverage for the vehicles used in your contracting business, including trucks, vans, and specialized equipment transport, ensuring protection while operating within Phoenix.
Inland Marine Insurance: Protects valuable tools, equipment, materials, and supplies while they are in transit or temporarily off the job site, crucial for managing assets in a dynamic construction environment.
Business Owner's Policy (BOP): A convenient package combining General Liability and Property Insurance, often available at competitive rates for eligible small to medium-sized contractors in the Phoenix area.
Commercial Umbrella Insurance: Provides excess liability protection beyond the limits of your primary insurance policies, offering an extra layer of defense against large, catastrophic claims.
Contractor Bonds: We assist with obtaining the necessary license and permit bonds required to operate legally and competitively within the Phoenix construction market.
Choosing The Contractor's Choice means partnering with a local agency focused solely on your success. We are deeply invested in the Phoenix business community. Our commitment is to provide expert guidance, responsive service, and tailored insurance solutions that help contractors navigate the complexities of their industry and build lasting, successful businesses right here in our hometown.
Ready to get the right insurance coverage for your contracting business in Phoenix? Contact The Contractor's Choice Agency today at 844-967-5247 or visit our website at https://contractorschoiceagency.com/. Let us help you protect your livelihood and focus on what you do best – building Arizona.
Frequently Asked Questions (FAQs)
Q1: What types of contractors do you work with in Phoenix?
A1: We work with a wide range of contractors operating right here in the Phoenix area, including general contractors, specialty contractors (electrical, plumbing, HVAC, roofing, drywall, etc.), subcontractors, construction managers, remodelers, and commercial builders. Our services are tailored to the specific needs of each type of contracting business.
Q2: How does my location in Phoenix affect my insurance needs?
A2: Being located in Phoenix impacts insurance needs due to factors like specific local building codes, Arizona's unique climate (which can influence property and business interruption coverage), potential exposure to certain local risks (like specific types of vandalism or environmental factors), and competition within the Maricopa County market. We tailor your policy considering these local factors.
Q3: Can you help me get bonded in Phoenix?
A3: Absolutely. Obtaining the required bonds for your contractor's license is a crucial step. Our team at The Contractor's Choice can assist you with securing the necessary bonds through our established relationships with bonding companies, ensuring you meet the requirements to legally operate your contracting business in Phoenix.
Q4: What should I do if I have a claim in Phoenix?
A4: If you experience a covered loss or need to file a claim, please contact our office at 844-967-5247 immediately. We have a dedicated claims process focused on handling claims efficiently and effectively for contractors right here in Phoenix. We'll guide you through the necessary steps to ensure your claim is processed promptly.
Q5: Do you offer assistance with understanding insurance terms?
A5: Yes, absolutely. Understanding insurance jargon can be challenging. We pride ourselves on clear communication and education. Our team is dedicated to explaining policy terms, coverage limits, deductibles, and exclusions in a way that is easy to understand, ensuring you have a clear grasp of your Phoenix-area contractor insurance policy.